Disclaimer for Premium Finance Tools LTD

Effective Date: March 1, 2013

This disclaimer (“Disclaimer”) sets forth the terms and conditions governing the use of the file templates provided by Premium Finance Tools LTD (“Company”). By accessing or using the file templates, users agree to be bound by the terms and conditions of this Disclaimer.

1. Personal Use License

  • Premium Finance Tools LTD grants users a limited, non-exclusive, and non-transferable license to use the file templates solely for personal use. Personal use encompasses activities such as budgeting, financial planning, real estate management, or similar personal endeavors.

2. Prohibition on Commercial Use

  • Users are expressly prohibited from utilizing the file templates for any commercial purposes without the explicit written consent of Premium Finance Tools LTD. Commercial purposes include, but are not limited to, using the templates in business operations, offering them for sale or distribution, incorporating them into products or services offered for sale, or using them to generate revenue directly or indirectly.

3. Commercial Package Requirement

  • Users seeking to utilize the file templates for commercial purposes must obtain a separate commercial license agreement or commercial package from Premium Finance Tools LTD. Failure to secure proper authorization for commercial use constitutes a breach of this Disclaimer and may result in legal action.

4. No Legal Advice

  • The file templates provided by Premium Finance Tools LTD are intended for informational purposes only and do not constitute legal, financial, or real estate advice. Users are encouraged to seek professional advice tailored to their specific circumstances before making any decisions based on the information provided in the templates.

5. Contact Information

  • For inquiries or concerns regarding this Disclaimer or the use of our file templates, users may contact Premium Finance Tools LTD at info@premiumofficetemplates.com.

By accessing or using the file templates provided by Premium Finance Tools LTD, users acknowledge that they have read, understood, and agree to abide by the terms and conditions of this Disclaimer. Unauthorized use of the file templates for commercial purposes may result in legal action.